Choosing a Life Plan Community is about much more than selecting a place to live. It is about planning for the future while preserving independence, protecting your adult children from difficult decisions, and creating confidence for the years ahead.
Unlike many traditional senior living communities, a Life Plan Community allows people to move while they are healthy and active, securing future healthcare options before they need them. Rather than waiting for a health crisis to force difficult decisions, residents can enjoy an engaging, maintenance free lifestyle while planning for whatever the future may bring.
For many older adults, finances play a major role in determining when, or even if, that move feels possible. At GreenFields of Geneva, a senior living community offering Life Care in Geneva, Illinois, flexibility is central to the experience, from financial planning to future care.
Confidence for the Future
One of the defining benefits of a Life Plan Community, also known as a Continuing Care Retirement Community (CCRC), is its complete continuum of care. At GreenFields, residents have access to independent living, assisted living, memory care, rehabilitation, and skilled nursing, allowing them to transition between levels of care without leaving the community or the people they know.
At GreenFields of Geneva we have every level of care available. As residents’ needs change, we help determine the setting that best supports them while allowing them to remain part of the community.
This continuum is especially valuable for couples. If one spouse requires additional support, GreenFields offers solutions that allow couples to remain close, whether through supportive services that enable them to continue living together or by providing different levels of care on the same campus.
It allows couples to stay connected while each person receives the care they need.
Financial Options Designed Around Individual Needs
Just as GreenFields offers flexibility in care, it also offers flexibility in how residents plan for it financially.
Here, we take time to understand each family’s situation and explain the options available. Everyone’s financial picture is different, and our goal is to help people choose the path that makes the most sense for them. Many people choose a Life Care contract because it offers greater predictability for future healthcare costs.
GreenFields offers several contract options, each designed to meet different financial priorities.
The traditional Life Care, or Type A contract, includes a partially refundable entrance fee and predictable monthly costs, even if a resident later requires a higher level of care. Residents appreciate the long-term financial security this option provides.
A Type B contract features a lower entrance fee and may be a good fit for individuals with long term care insurance or significant retirement income. While future care is not covered to the same extent as a Type A contract, residents receive reduced costs for a defined period.
Some people prefer making a larger investment upfront for greater predictability, while others want more flexibility today. Our sales counselors walk through every scenario, so people understand exactly what each option provides.
A Home That Fits Your Lifestyle
GreenFields of Geneva offers a variety of independent living floor plans, ranging from thoughtfully designed one bedroom, one bath apartments of approximately 747 square feet to spacious two bedroom plus den residences with two- and one-half baths measuring up to 1,665 square feet, with several options in between.
Independent living at this retirement community offers more than a beautiful residence. It provides a maintenance-free lifestyle with opportunity to stay active, build friendships, enjoy chef-prepared dining, and pursue hobbies and interests, all with the reassurance that additional care is available on campus if it is ever needed.
Whether someone is looking to simplify or wants space for hobbies, overnight guests, or entertaining, GreenFields offers a home to match a variety of lifestyles and preferences.
Why Timing Matters
One frequent misconception is that people plan to wait until they need daily assistance before exploring a Life Plan Community.
Many people say they’re just researching or that they’re not ready yet. When asked what ‘ready’ looks like, they often say they’ll move when they can no longer care for themselves.
Our team encourages prospective residents to think differently because the longer someone waits, the fewer choices they are likely to have. Changes in health can affect eligibility for certain contracts, including Life Care. It may also become more difficult to access higher levels of care directly or to find availability at the community they want.
Planning ahead gives prospective residents the widest choice of contracts, residences, and future care options.
When residents make the decision themselves, they’re advocating for their own future. It removes much of the pressure from adult children and gives everyone greater peace of mind.
More Choices. More Confidence.
A Life Plan Community is often more attainable than people initially realize. Flexible contract options, predictable future care costs and the potential for tax advantages associated with certain Life Care fees make it possible for many individuals to find a plan that aligns with both their financial goals and their vision for retirement. Because every financial situation is different, prospective residents should consult a qualified tax advisor to determine whether they may be eligible for these benefits.
Most importantly, planning ahead preserves choice. By exploring GreenFields before a crisis arises, prospective residents can make thoughtful decisions on their own terms while enjoying the confidence that comes from knowing their future is secure.
When is the best time to move to a Life Plan Community?
The best time is before a health crisis occurs. Moving earlier gives prospective residents the greatest choice of contract options, apartment styles, and future healthcare benefits while allowing them to make decisions on their own terms.
About GreenFields of Geneva
GreenFields of Geneva is a Life Plan Community in Geneva, Illinois, offering independent living, assisted living, memory care, rehabilitation and skilled nursing on one campus. Through Life Care contracts, residents enjoy an active lifestyle today with the reassurance of a complete continuum of care for the future. GreenFields of Geneva is owned by Lifespace Communities, a not-for-profit organization with more than 50 years of experience serving older adults. For more information, visit www.GreenFieldsGeneva.org.
